Terms and Conditions

Miki Patel owns and operates smartonlinefortune.com. Please read these Terms and Conditions carefully before using this website. Your access and use of this website is conditioned on your acceptance of and compliance to these Terms. These terms and Conditions apply to all visitors and users who access this website.

By using this website, you accept and agree to be bound by these Terms and Conditions. If you disagree with any part of these Terms, please discontinue the use of this website immediately.

1. Intellectual Property

We are the owners of all written information contained on this website. We are the owners of any and all copyrights related to the content and work product on this website. The images on this website are from Styled Stock Society and Deposit Photos. We do not claim to own any images on this website, but we have paid to place the images from these third-party websites onto our own website.

Information on this website may be copied for personal use only. No part of this website may be reproduced, stored, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under section 107 or 108 of the 1976 United States Copyright Act, without the prior written permission of the author. Requests to the author for permission should be addressed to the following email: mikipatel[at]smartonlinefortune[dot]com.

We allow links back to this website, as long as you clearly credit this website and provide a hyperlink back to this website.

We reserve all rights (except for the images) and nothing in these Terms grants you a right or license to use any information provided on this website. You must view the Terms and Conditions of Styled Stock Society and Deposit Photos to view their policies on the use of their images. As previously mentioned, the owners of this website do not claim to own any images displayed on this website.

2. Website Content

All content on this website is for informational purposes only. We do not make any representations regarding the completeness or accuracy related to the information found on this website. We are not responsible or liable for the accuracy, usefulness, or availability of any information provided on this website. The access and use of any content on this website does not guarantee any specific results and we are not responsible or otherwise liable in any way for your reliance, acts, or failures to act with regard to the information presented on this website. You are responsible for your own actions and your reliance upon the content of this website is done solely at your own risk.

3. Blog Comments or User Generated Content

Any user generated content on this website (i.e. blog comments or social media posts) will be publicly available to other users of this website. You own the rights to any content that you post on this website, but you agree to give us a license so that this content can be shared on this website.

We reserve the right to remove any content that we determine to be unlawful, inappropriate, offensive, or otherwise objectionable or violates any party’s intellectual property or these Terms. By posting or submitting any material or information to this website, you agree to grant us an unlimited license so that this content can be shared on this website. If any user generated content is found to be copyright infringed, we will respond to and comply with any DMCA Take Down Notices.

4. Termination

We reserve the right to terminate any users for abuse of these Terms. We reserve the right to remove unlawful, obscene, inappropriate, or otherwise undesirable shares or comments on our blog or social media channels.

5. Governing Law

If any part of these Terms is held to be invalid or unenforceable, that portion of the Terms will be construed with applicable law and the remaining portions will remain in full force and effect. These Terms are governed in accordance with the laws of the United States.

6. Links to Other Websites

This website may contain links to third-party websites that we do not own or control. Once you leave our website or are redirected to a third-party website, you are no longer governed by these Terms and Conditions.

We have no control over, and assume no responsibility for, the content, privacy policies, terms and conditions, or practices of any third-party website. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through a third-party website.

7. Warranty Disclaimer

The information contained on this website is provided “as is,” without warranty of any kind. We disclaim all warranties, whether express, implied, statutory or otherwise, regarding this website, to the fullest extent of the law. We make no warranties that access to this website will be uninterrupted or error free. You assume full responsibility and assume all risks when you access this website, download any files, use any information or content, or participate in any other manner.

8. Limitation of Damages

In no event shall we, or any affiliated parties, be liable to you for any loss or damages resulting from the use or display of your user generated content, or any other interactions you may have with this website. You hereby release us from liability or responsibility for any claims related to your use, access, or reliance of this website.

9. Affiliate Links

This website may include “affiliate links,” wherein we receive a small commission if you make a purchase using the affiliate links on this website. However, all opinions are our own and we only link to products and services from companies we have researched and trust.

10. Updates and Modifications to These Terms and Conditions

We reserve the right to update and/or modify these Terms and Conditions without any advance notice. All updates and/or modifications will be posted to this page. You are responsible for checking back periodically for any changes made within this document. By using this website, you agree to accept any changes made to these Terms, whether you have reviewed those changes or not.

11. Questions and Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at: mikipatel[at]smartonlinefortune[dot]com.